February 11, 2007

I Got New Legs!!

I know sounds funny... but it's the truth. Without my leg braces I would be forced to be in my wheelchair permanently. I have had the same braces for over 6 years now. Supposedly I can get new ones every 3 years, but if I don't "need" them I'm not going thru the drama with the insurance to get them.

It is actually pretty cool how they make them. They cast both my my legs from the knee down then cut the cast off and use that as the template for the braces. Seeing as how this is a "not one size fits all" option... they tend to run over 1000.00 per leg. I guess with all the drama with the insurance I'm coming out on the better end having to shell out the 700.00 for them. I have a 500.00 deductible and then another 200.00 "external appliance deductible". WHAT?? a separate deductible for that? They will find anyway to get a dime out of your pocket.

Chad I don't know how you live with yourself sometimes... ha ha ha ha We pay for a service in case we ever need it. Then when we need it we have to pay to use the service that we have already been paying for. And when you do have to use it you are scared to because they might raise your rates. So you end up paying out of pocket to not use the insurance you are paying for just so you can afford to keep your insurance that you are paying for. OK... that was my soapbox for the month.

Well since I am all paid up on my deducible for the year. I think it's time for a new wheelchair.... mine is 10 yrs old... well past it's prime.

Which one? Sporty? or All Terrain?


3 comments:

Chad Gardner said...

Woo-hoo! Congrats on the new legs! Can you put a spray on tanner on them in the Summer? At least you don't have to shave them...

As for the wheel chair.. go with the one on the right. Super cool. I hear wide tires are soooo in.

As for the insurance rates!!! Health Insurance companies have to raise rates by class. Meaning, they can't raise rates on a particular individual just because they don't like you. They have to raise the rates on a particular class of individuals such as men (ages 30-35). There I'm off my soapbox now.

Amy said...

And let's not get started on homeowners insurance! Congrats on the new legs! I maxed out on my insurance this year too (having the baby). Of course my out of pocket was closer to $3000!

We should have a crowd working the waterstop at mile marker 4 at the Little Rock Marathon. Look for us!

Katrina said...

Woot! Happy you got your new braces. When I hear stories like that (about the "external appliance deductible") I wonder what in the world insurance companies do with all the money we already send them! Grrrr...

I vote for the chair in the top photo--sleeker, shinier, and with a touch of red. I like it.